LTCi Declines
We help you turn your LTCi declines into approvals!
Submit
a
case for
pre-approval
Some of our recent approvals
Narcotic pain medication taken for fibromyalgia. Approved by an "A+" rated LTC insurer.
Diabetic taking 40 units of insulin per day using an "insulin pump". Approved with standard rates from a nationally recognized "A" rated insurer.
Sarcoidosis. Declined twice. Approved by LTC insurer rated "A" by AM Best.
Diabetic with quadruple bypass and still smokes a pack a day. Approved by "A" rated insurer at standard rates.
COPD in combination with sleep apnea and obesity. Declined by a group insurer and declined by an "A rated" insurer. We got him approved by a top, "A" rated LTC insurer with standard rates.
Coronary artery disease in combination with diabetes and nearly 50% blockage in one carotid artery. Previously declined by "A" rated insurer. We got him and his wife approved with a nationally recognized "A" rated LTC insurer.
Kidney problems (abnormal kidney function tests)--declined by "A" rated insurer, approved by "A+" rated insurer at standard rates.
History of myasthenia gravis. Approved by "A++" rated insurer for only 25% more premium than the standard rates.
History of Hepatitis C, approved "standard" from an "A++" rated LTC insurer.
Daily use of vicodin for chronic pain. Approved with standard rates from a leading LTC insurer rated "A" by AM Best.
Click here to see if we can get your
"hard to place" LTCi case approved.
Our
"Declines into Approvals" Success Ratio is 83.7%