We help you turn your LTCi declines into approvals!

How I 
discovered this

How
we do it

How we are compensated

Contact Us

Submit a
case for
pre-approval

How we do it

We have a proprietary database that we've been developing and improving since 1999. 

The database holds the underwriting guidelines of 20 of the top long term care insurers. 

Additionally, the database cross-references several hundred "hard to place" cases which we've been able to get approved over the past 10 years. 

After reviewing the guides and the historical data, we speak directly with the underwriters most likely to approve your client. 

We get written confirmation from the underwriters before we make our recommendations to you.

Click here to see if we can get your
"hard to place" LTCi case approved.

Our
"Declines into Approvals" Success Ratio is 83.7%

Click here to see a list of some recent
"hard to place" cases we've gotten approved!

We ONLY recommend
highly rated insurers